Chapter 7 Bankruptcy Law
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The Solution for Excessive Debt With Minimal Assets
Do you have credit card debt that you can't seem ever to get paid down? Credit cards with high interest rates often cause a great deal of financial stress. This type of debt is known as unsecured debt, which means nothing is being held as collateral.
The Chapter 7 Bankruptcy Process
- When filing for Chapter 7 bankruptcy, you'll need to pass a “means test.” This test takes your income, expenses, and other information into consideration, and the test results will determine if you qualify for filing Chapter 7.
- Once you're approved for Chapter 7 bankruptcy, any unsecured debt you have will be forgiven. Any secured debt you have may be reaffirmed, which means you'll need to pay back at least some of it.
- The Chapter 7 process of relieving your debt is quick and most often takes 3-4 months, hardly ever takes as long as 6.
Enjoy Personalized Attention From Your Attorney
As the Chapter 7 bankruptcy process unfolds, there will be a lot of paperwork you'll need to look at and documents to sign. Odds are you'll have at least a few questions to ask about it all.
Count on Attorney Johnson to handle the legal documents for you while also standing by to answer all of your questions. The personalized attention you'll receive will help keep your stress to a minimum.
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The Law Office of Sherry L. Johnson
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